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Page 1: As the repayment due date approaches, the most important action is ‘make repayment’ rather than ‘repay with ease’, yet the visual emphasis is on ‘repay with ease’. ‘Repay with ease’ actually refers to installment repayment. Page 2: What matters is ‘how much is the interest’ rather than ‘how much interest is reduced’; the page never shows how much the interest is, and the visual focus is on ’national interest subsidy’. Page 3: The visual focus is on the annualized simple interest rate of 15.16%…
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Page 1: As the repayment due date approaches, the most important action is “make repayment” rather than “repay with ease”, yet the visual emphasis is on “repay with ease”. “Repay with ease” actually refers to installment repayment. Page 2: What matters is “how much is the interest” rather than “how much interest is reduced”; the page never shows how much the interest is, and the visual focus is on “national interest subsidy”. Page 3: The visual focus is on the annualized simple interest rate of 15.16%. The total interest is still not shown, but the per-installment amount of 62.8 yuan is displayed. Manual calculation gives 1507.32 yuan, and the annualized compound interest rate is 16.5%.
